> ## Documentation Index
> Fetch the complete documentation index at: https://docs.tryorato.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Billing and credits

> Top up your prepaid wallet, understand what you're charged for, and download GST invoices.

Orato uses a prepaid **wallet** in USD. Calls and phone numbers are paid from your wallet balance.

![Billing & Credits](https://mintcdn.com/oratoinc/4kqJqYTkP_RSjHT3/images/app/settings-billing.png?fit=max\&auto=format\&n=4kqJqYTkP_RSjHT3\&q=85\&s=1e12f2150008865112246160c42d423b)

## Check your balance

Your balance is always visible in the top bar of the app. Full details are in **Settings → Billing & Credits**, which shows the **Current balance** in USD with an approximate INR value.

## Add funds

**1. Open Billing & Credits**

Go to **Settings → Billing & Credits**, or click **Add funds** on the Phone Numbers page.

**2. Choose an amount**

Pick **$25**, **$50**, **$100**, or **$200**, or enter a custom amount. The minimum is $10 and the maximum is $5,000.

**3. Pay**

Click **Continue to payment**. Payments are processed securely by Razorpay.

> [!NOTE]
>
> You're charged in INR at the live exchange rate, and your wallet stays in USD. 18% GST on services and estimated Razorpay fees are shown before you pay. Orato does not store card details.

## What uses wallet credit

| Charge | How it's billed |
| - | - |
| **Calls and conversations** | Per billable minute, based on the assistant's transcriber, AI model, voice, and platform cost. See the live estimate in the assistant editor. |
| **Phone numbers** | Monthly price shown when you buy the number |

Track spend on the [Dashboard](/dashboard) (**Usage cost (USD)** and **Billable Minutes**) and per conversation on [Conversations](/conversations).

> [!WARNING]
>
> Top up before launching a campaign so calls aren't interrupted by a low balance.

## Invoices

GST tax invoices for your purchases are listed under **Invoices** with invoice number, date, amount, and status. Invoice numbers follow the format `OR/sequence/FY` and are never reused.

Set the legal name, address, and GSTIN printed on invoices under [Workspace](/account/settings#workspace).


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